Apr 1, 2013 · Under the Bank Secrecy Act (BSA), financial institutions are required to assist U.S. government agencies in detecting and preventing money laundering.

When filing a SAR for continuing activity, the date or date range of suspicious activity (Item 30 on the SAR form) should include the entire 90-day period starting on the date immediately 9 “As a general …

Oct 9, 2025 · The OCC, FinCEN, Federal Reserve Board, FDIC, and NCUA, issued answers to FAQs related to Suspicious Activity Reports (SAR) to clarify regulatory requirements and assist financial …

Dec 16, 2025 · Suspicious Activity Reports (SAR) As of April 1, 2013, financial institutions must use the Bank Secrecy Act BSA E-Filing System in order to submit Suspicious Activity Reports.

Sep 8, 2025 · A basis for filing a SAR includes circumstances where a bank detects any known or suspected federal criminal violation, or pattern of criminal violations, committed or attempted against …

The OCC prescribes regulations, conducts supervisory activities and, when necessary, takes enforcement actions to ensure that national banks have the necessary controls in place and provide …

SAR information also assists in detecting and preventing the flow of illicit funds through our financial systems. Given more recent concerns like mortgage fraud, consumer loan fraud and identity theft, …

The Bank Secrecy Act (BSA) requirement that financial institutions provide Suspicious Activity Report (SAR) supporting documentation in response to requests by FinCEN and appropriate law …

SAR regulations currently contain no express exemption provisions similar to FinCEN’s general authority to grant exemptions from the requirements of the BSA. This disparity in exemption authority makes it …

Jan 15, 2026 · The OCC's economists support the OCC mission through economic thought leadership, analysis, and research to aid bank supervision and policy development.