
Debt collection - Consumer Financial Protection Bureau
Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.
What should I do when a debt collector contacts me?
Aug 2, 2023 · When a debt collector first contacts you about a debt, they are, in general, legally required to provide you with certain information about the debt during that initial communication or within five …
Debt Collection: Know Your Rights - Federal Trade Commission
Most legit debt collectors follow the rules, but bad debt collectors don't. They break the law. So if you get a call like this-- --If you don't pay, we will have you arrested and deported. Or this-- --This is your final …
What is a debt collector and why are they contacting me?
Aug 2, 2023 · A debt buyer has bought the debt and is now collecting that debt themselves or by using other debt collectors. If the debt collector is contacting you for payment on a debt, there is certain …
How to respond when a debt collector contacts you in three easy steps
Jul 20, 2017 · Even if the debt is yours, you still have the right not to talk to the debt collector and you can tell the debt collector to stop calling you.
Debt collection know your rights - Consumer Financial Protection Bureau
Dec 28, 2022 · Can debt collectors tell other people, like family, friends, or my employer, about my debt? What is harassment by a debt collector? Can a debt collector still collect a debt after I’ve disputed it? …
Debt collection basics - Consumer Financial Protection Bureau
Dec 28, 2022 · Learn about debt collection, harassment, and more.Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is turned in to collections?
Understand how the CFPB’s Debt Collection Rule impacts you
Nov 30, 2021 · The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.
Debt collection answers - Consumer Financial Protection Bureau
Dec 28, 2022 · Learn about debt collection, harassment, and more.Did you know that debt collectors generally can’t call you after 9 p.m.? Learn about debt collection, harassment, and more by …
How do I tell if a debt collector is legitimate or a scam?
May 14, 2024 · A legitimate debt collector can tell you their company name and mailing address, as well as information about the debt they say you owe.