Mobile banking offers speed, convenience and 24/7 access. Users can pay bills, get overdraft alerts, check their account balances, track expenses, deposit checks, and send money to friends and family ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Blake has over a decade of experience writing for the web, with a focus on mobile phones, where he covered the smartphone boom of the 2010s and the broader tech scene. When he's not in front of a ...