It’s no secret that financial stability and a steady income are essential when planning for retirement. This is where annuities can come in handy. However, one common downside to annuities’ liquidity ...

An indexed annuity ties part or all of the crediting rate of an annuity to the performance of an investment index, such as the S&P 500. Keyport Life issued the first modern U.S. indexed annuity in ...

When securing your financial future, especially during retirement, “annuity” often comes up. Yet, this financial product remains uncertain for many, shrouded in more questions than answers. Despite ...

Annuities are a popular choice for retirement planning, offering a steady income stream. But how much can you expect each month from a $100,000 annuity? This depends on several factors including age, ...

Planning for your financial future can feel like navigating a maze. After all, it’s easy to feel overwhelmed by the many ...

Here’s a quick multiple-choice quiz: Are annuities the functional equivalent of a pension? Can annuities be investments that have nothing to do with retirement? Do clients hate annuities? Do clients ...

Annuities can provide retirees with a guaranteed stream of income, but choosing the right type is key to making the most of these products. Making the selection requires learning about the major ...

401 (k) vs. Annuity: Basic Concepts First, let’s review some basics. If you’re a typical American worker, chances are you already have a 401 (k), the near-ubiquitous workplace plan that provides ...

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

Here’s a true paradox about annuities and annuity rates; they’re simple and complicated. “The basic annuity is easy to understand: With a single-premium immediate annuity, you hand over a lump sum to ...