Close up of unrecognizable man signing a contract while financial advisor is aiming at the place he need to sign. Not everyone can get a mortgage on their own, but that doesn’t mean it’s impossible to ...

A co-signer agrees to pay the bill if the primary cardholder doesn't. It can help someone out — but it's risky. Many or all of the products on this page are from partners who compensate us when you ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Co-signers are responsible for repaying a loan if the primary borrower fails to do so. Co-signers have very limited rights compared with co-borrowers. It may be a good idea to create a written ...

Using a co-signer can help improve your chance of loan approval and help you get better terms, especially if you have poor credit or a no credit history. Co-signers have to meet minimum income ...

Owning a home is a dream that many people have from a young age. Yet, homeownership sometimes seems out of reach. You need a substantial down payment and your credit score and debt-to-income ratios ...

One of the easiest ways to help a child or family member build credit history is by adding him or her as an authorized user ...

A co-borrower has a legal claim over loan funds and the purchased asset, while a cosigner does not have any legal claims to the money or property. When you’re going through the mortgage process, ...

Co-signing for a car comes with a few risks. Understanding these risks can help you decide if you should co-sign for a car for a family member or friend. Before agreeing to take on the responsibility ...

Nothing puts a damper on car shopping like being turned down for an auto loan, but that doesn’t mean you don’t have other options. But some options, like charging a hefty down payment to a credit card ...

Adding a co-signer to a business loan can help you qualify for funding and unlock better rates or terms. But it can also put your personal relationships at risk. Many, or all, of the products featured ...