Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

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Pay down holiday balances faster with the best 0% intro APR credit cards. Compare top balance transfer picks and start 2026 ...

Credit card debt is brutally expensive. The national average interest rate sits north of 21%, which means every $1,000 of debt ends up costing roughly $210 a year in interest alone. That's why 0% ...

Holiday shopping bills can pile up fast. Between gifts, decorations and travel costs, Americans often rack up thousands in credit card charges that carry steep interest rates averaging around 22%. A 0 ...