A loan modification is an agreement between a borrower and a lender to permanently change the terms of a mortgage. You'll need to prove financial hardship in order to qualify for a loan modification.

A lot of the projects we feature here on Hackaday engender the classic “build versus buy” argument. We’ve always been puzzled by that; if anyone can appreciate the sheer joy of making something rather ...

January and February may just be the most dangerous, and exhilarating, time of year to make a Dynasty trade. We're a little more than a month away from free agency and three months shy of the NFL ...