Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

Not sure how to get a loan for a house? Here's a step-by-step guide. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our ...

When it comes to buying homes, baby boomers lead the pack with the largest share of home purchases. Older mortgage applicants may face income-related challenges getting approved for home loans.

Your mortgage loan estimate will outline the terms and conditions of a lender's approximate offer. You should evaluate your mortgage loan estimate with an eye on affordability. You can get estimates ...

Key takeaways There are several ways to finance home renovations, including renovation mortgages, home equity loans and personal loans. Borrowing makes the most sense when repairs are urgent or when ...

A mortgage preapproval provides an estimate from a specific lender that details how much they’re willing to lend you based on ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Getting a mortgage is harder when you’re self-employed. That’s because lenders rely heavily on W-2 income and steady paychecks. Instead of pay stubs, you’ll need to show tax returns, bank statements ...

Discover the benefits and risks of using a home equity loan to pay off your mortgage. Explore strategies to lower payments and manage potential pitfalls.

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...