Not sure how to get a loan for a house? Here's a step-by-step guide. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our ...

Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

When it comes to buying homes, baby boomers lead the pack with the largest share of home purchases. Older mortgage applicants may face income-related challenges getting approved for home loans.

Applying for a mortgage can be difficult, especially for people with nontraditional income sources, like self-employed workers, small business owners, gig workers, freelancers and anyone else who ...

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Most lenders cap the number of co-borrowers on a mortgage application at four or five. New guidelines from Fannie Mae allow their lenders to use the average of the co-borrowers' median credit scores ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...