Californians should not be forced to continue to bear the full weight of these disasters,” the bill’s author said.

"It was an historic day," said one of the advocates who supported the bill.

Voters will choose who regulates insurers as wildfires drive up costs, shrink coverage and leave more homeowners at risk.

Experimenting with group homeowners' insurance policies. Clear contracts. Upfront agreements between policyholders and insurers. Several candidates for the California Insurance Commissioner addressed ...