There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance strategies ...

Insurance agents face informed prospects requiring new presentation skills, defensive practices, and study group training ...

Life insurance can provide protection in a crisis, but did you know you don't have to die for somebody to use it? At least not if you pick the right type of policy. "There are a lot of policies that ...

Life insurance has long played a crucial role in estate planning and wealth transfer. Its evolution has addressed two primary challenges: creating an estate when liquidity is insufficient to support ...

When the Tax Reform Act of 1986 became law, most financial professionals saw what they had lost—deductions, shelters, and loopholes. A few saw something entirely different. Buried deep in that ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and about its pros and cons.

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

If you’ve got financial responsibilities—like kids or a mortgage—it’s probably time to get covered Written By Written by Contributor, Buy Side Kat Tretina is a contributor to Buy Side and a financial ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

It’s not how many African American families own life insurance but how much life insurance they own that will determine the amount of generational wealth they will pass down. That was the word from ...