Mortgage, Rates

The ‘Hidden Force’ That Can Bring Mortgage Rates Down
Mortgage rates have been moving against home buyers in recent weeks. But there is a sliver of hope on the horizon. Freddie Mac’s benchmark national average 30-year, fixed-rate mortgage is nearing 7% once again,
Here’s where mortgage rates could be headed in 2025
The National Association of Realtors predicts mortgage rates will be around 6 percent in 2025. Meanwhile, Redfin predicts mortgage rates will remain in the high-6 percent range throughout 2025, with the weekly average rate fluctuating throughout the year but averaging around 6.8 percent.
Mortgage Rates Holding Below Notable Threshold
Rates on 15-year mortgages dipped 2 basis points Tuesday for a new average of 6.18%. Like its 30-year sibling, the 15-year average fell to a two-year low in September, plunging under the 5% mark to 4.97%. Though today's 15-year average is elevated, it remains significantly below October 2023's historic 7.08% reading—a high since 2000.
US 30-Year Mortgage Rate Just Shy of 7% Bridles Home Purchases
US mortgage rates edged up to just shy of 7% at the turn of year and a gauge of home-purchase applications tumbled to the lowest level since February, adding to evidence of a struggling housing market.
How to Get a Mortgage Rate Under 5% as Costs Surge
The average rate for a 30-year mortgage hit a six-month high last week, but homebuyers still have options for securing a lower rate.
Mortgage rates are still rising — here’s what it means for 2025
Mortgage rates have steadily increased over the past three months, a frustrating development for home buyers trying to enter the housing market. When the Fed began cutting interest rates in September 2024,
30-Year Mortgage Rates Inch Higher Again
Rates on new 30-year loans have been wavering below a recent 6-month high—but are now creeping back up to approach it again. Several other loan types also edged higher.
Mortgage Rates Today: January 7, 2025—Rates Remain Fairly Steady
The current average mortgage rate on a 30-year fixed mortgage is 7.30% with an APR of 7.32%, according to Curinos. The ...
Mortgage rates hit 6-month high, loan applications dwindle
Economists predict interest rates will come down in 2025 but not enough to provide meaningful relief to prospective ...
HousingWire8h
How 7% mortgage rates will change housing for a decade
By June this year, we should expect that over 20% of U.S. borrowers will have mortgages with a 30-year fixed rate greater ...
Today's Mortgage Rates | How Inflation and Jobs Data Could Impact Rates This Month
These are today's mortgage and refinance rates. Mortgage rates are flat, but incoming job market and inflation data could ...
Mortgage Refinance Rates on the Rise, Again Nearing a 5-Month High
Rates on 30-year mortgage refinance loans edged up another 3 basis points Monday, pushing the average up to 7.15%. That's ...
Mortgage News Daily14h
Highest Mortgage Rates Since June
For the second day in a row, mortgage rates have moved higher at a modest to moderate pace. Unfortunately, that's been a ...
Marketplace2d
Mortgage rates creeping back up toward 7%
Mortgage rates are starting 2025 at the highest they've been since last summer on expectations that the Fed will keep rates ...
What To Expect in Mortgage Rates and Savings Accounts in 2025
As we step into the new year, with the presidential inauguration on the horizon, many are wondering about the direction of ...
HousingWire1d
Mortgage rates above 7% are clouding the housing market outlook
At HousingWire ’s Mortgage Rates Center on Tuesday, the 30-year fixed rate averaged 7.09%. That was up 2 basis points (bps) ...
Divorce Monday 2025: When High Mortgage Rates Block The Exit
Current mortgage rates play havoc with homeowners who want to split up. Divorce often means selling or refinancing the house, ...